Credit Cards API

Overview of the specific credit product: Credit Cards

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Credit Cards

To search for credit cards, you should set productTypes to ["Credit_Card"] on the product type parameter. To get the best matching offers, you should specify the following fields stated in Collecting User Information.

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Consult a {Credit_Card}

GET /consultCreditCard

This endpoint connects the user and their wrapped information in ID's to our Loan network. The response provides a pre-defined match to a credit card offer that our providers have configured. The offer can be considered pre-approved and displayed to the user through our embedded widget or in your native app.

Headers

Name	Value
API Key	Bearer <token>
API Secret	Bearer <token>

Body

Name	Type	Description
customerID	string	Unique identifier for the user
riskID	string	Unique identifier for the User's most recent risk score
productType	text	"Credit_Card"

Body:

{  
  "customerID": 3f020d62-6cef-4f2c-87ed-b096abc5cac9,
  "riskID": 3f020d62-6cef-4f2c-87ed-b096abc5cac9,
    {
      "productTypes": [
      "Credit_Card"
  ],
}

Response:

200

{
  "uuid": "2c6cb6e4-0aa2-4ab5-9109-8679de537e10",
  "leadUuid": "f823a7c0-586a-4fc3-9cfa-c38694b80b2c",
  "loanOffers": [],
  "specialOffers": [],
  "savingsOffers": [],
  "creditCardOffers": [
    {
      "uuid": "6e6a6043-afaf-4c61-971b-a035282548f0",
      "partner": {
        "uuid": "f7df60e5-13c0-4241-aba0-61a8877e142f",
        "name": "Partner Bank",
        "description": "Partner Bank Description",
        "disclaimer": "Partner Bank Disclaimer",
        "supportsPersonalizedOffers": false,
        "supportsPreSelect": false,
        "imageUrl": "https://dev-admin.fuap.com/partner_image.gif"
      },
      "marketplace": {
        "uuid": "7a95da6d-2a03-4f58-beb0-d31eaddcfb15",
        "name": "Marketplace",
        "description": "Source of offers",
        "disclaimer": "Source disclaimer",
        "imageUrl": "https://dev-admin.fuap.com/marketplace_image.gif"
      },
      "productType": "credit_card",
      "productSubType": "credit_card",
      "url": "https://dev-offers.fuap.com/ref/6bb3ed5c-f1d1-4c69-af1c-d02a4e028b3c",
      "details": {
        "cardName": "Credit Card",
        "cardImageUrl": "https://example.com/image",
        "cardPurposes": [
          "travel_incentives"
        ],
        "ratesUrl": "https://example.com/",
        "maxPurchaseApr": 15,
        "minPurchaseApr": 15,
        "maxPurchaseIntroApr": 0,
        "minPurchaseIntroApr": 0,
        "purchaseIntroAprTerm": 12,
        "purchaseIntroAprTermUnit": "month",
        "maxCashAdvanceApr": 15,
        "minCashAdvanceApr": 15,
        "maxCashAdvanceIntroApr": 0,
        "minCashAdvanceIntroApr": 0,
        "cashAdvanceIntroAprTerm": 12,
        "cashAdvanceIntroAprTermUnit": "month",
        "maxBalanceTransferApr": 15,
        "minBalanceTransferApr": 15,
        "maxBalanceTransferIntroApr": 0,
        "minBalanceTransferIntroApr": 0,
        "balanceTransferIntroAprTerm": 12,
        "balanceTransferIntroAprTermUnit": "month",
        "annualFee": 100,
        "annualIntroFee": 0,
        "annualIntroFeeTerm": 1,
        "details": [
          "Credit card detail"
        ],
        "additionalDetails": [
          "One click away credit card detail"
        ],
        "cardType": "visa",
        "minimumCreditLine": 5000,
        "minimumPenaltyApr": 10,
        "maximumPenaltyApr": 10,
        "balanceTransferFee": 25,
        "cashAdvanceFee": 5,
        "lateFee": 25,
        "foreignExchangeFee": 10,
        "accountOpeningFee": 0,
        "returnPaymentFee": 0,
        "monthlyServiceFee": 0,
        "recommendedCreditRatings": [
          "good"
        ],
        "preQualified": false,
        "preApproved": false,
        "preSelected": false,
        "aprType": "variable"
      }
    }
  ],
  "mortgageOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Partner Bank 2",
        "description": "Lorem ipsum dolor sit amet, consectetur adipiscing elit.",
        "disclaimer": "Cras vestibulum diam sed tempor sagittis.",
        "imageUrl": "https://images.fuap.com/partnerBank2/partnerBank2Logo.png"
      },
      "productTypes": [
        "credit_card"
      ]
    }
  ],
}

400

{
  "error": "Invalid request"
}