Required Endpoints

This workflow aims to demonstrate how each of the endpoints Fuap requires partners to build will be used to support the identity verification components of LATAM loan network.

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Workflow summary:

The customer indicates the loan product and amount they are requesting as well as financial details (employment, property ownership, annual income, credit analyzation, etc.). Fuap then uses the KYC endpoints & Score User Risk endpoint to get a clear picture of who the individual is with an assessment on their credit risk. Now, the Consult Loan Product endpoint in our system will connect that user with any product that falls within our partners pre-defined credit criteria. Offers are populated either through our hosted integration or native api.

Once a user selects their offer, that triggers the Bridge Loan endpoint which originates, and closes the loan into a pending state awaiting a partner's confirmation. Once notified through webhooks, the loan is transferred to the user, and repayment collection beings. The rest of the process is a communication through webhooks ensuring loan terms are being kept.