(GET) Consult Loan Product

To search for a loan product, you must set productTypes to ["loan"] on the Consult Loan endpoint.

GET /consultLoan

This endpoint connects the user and their wrapped information in ID's to our Loan network. The response provides a pre-defined match to a loan that our providers have configured. The loan can be considered pre-approved and offered to the user through our embedded widget or in your native app.

Headers

Name	Value
API Key	Bearer <token>
API Secret	Bearer <token>

Body

Name	Type	Description
customerID	string	Unique identifier for the user
riskID	string	Unique identifier for the User's most recent risk score
productType	text	Loan product "Personal_Loan" | "Home_Loan" | "Credit_Card"

Body:

{  
  "customerID": 3f020d62-6cef-4f2c-87ed-b096abc5cac9,
  "riskID": 3f020d62-6cef-4f2c-87ed-b096abc5cac9,
    {
      "productTypes": [
      "Personal_loan"
  ],
}

Response

200

{  
  "LoanOfferID": 3f020d62-6cef-4f2c-87ed-b096abc5cac9,
{
    "PartnerID": 3f020d62-b096abc5cac9
    "productTypes": [
    "Personal_loan"
  ],
  {
    "uuid": "2c6cb6e4-0aa2-4ab5-9109-8679de537e10",
    "PartnerUuid": "f823a7c0-586a-4fc3-9cfa-c38694b80b2c",
    "loanOffers": [
    {
      "uuid": "fef16e91-960f-4ac7-a8ec-98d7a6b32c7e",
      "originator": {
        "key": "lending-club",
        "name": "LendingClub",
        "description": "Low fixed rate personal loans from $1,000 to $40,000",
        "images": [
          {
            "sizeKey": "150",
            "url": "aff-tag.evenfinancial.com/images/lendingclub/lendingclub_120.png"
          }
        ],
        "disclaimer": "Suspendisse rhoncus magna erat, nec rhoncus leo elementum eget."
      },
      "originatorId": null,
      "termLength": 36,
      "termUnit": "month",
      "maxAmount": 12000,
      "minAmount": 800,
      "maxApr": 35.99,
      "minApr": 25.01,
      "meanApr": 30.5,
      "feeRate": null,
      "maxFeeRate": null,
      "minFeeRate": null,
      "feeFixed": null,
      "maxFeeFixed": null,
      "minFeeFixed": null,
      "allowPrepayment": true,
      "prepaymentFee": 0,
      "monthlyPayment": 119.3,
      "maxMonthlyPayment": 137.4,
      "minMonthlyPayment": 119.3,
      "meanMonthlyPayment": 128.18,
      "maxTotalPayment": 4947,
      "minTotalPayment": 4295,
      "meanTotalPayment": 4615,
      "terms": null,
      "url": "https://offers.evenfinancial.com/ref/fef16e91-960f-4ac7-a8ec-98d7a6b32c7e",
      "preQualified": false,
      "preApproved": true,
      "sponsored": false,
      "aprType": "fixed",
      "recommendationScore": 95,
      "amountPrefix": null
    },
    ...
  ],
  "specialOffers": [],
  "savingsOffers": [],
  "creditCardOffers": [],
  "mortgageOffers": [],
  "pendingResponses": [
    {
      "partner": {
        "uuid": "91d08be0-2a8c-4d28-b399-7e1b38e2522e",
        "name": "Example",
        "description": "Personal loans from $1,000 to $35,000",
        "disclaimer": "Suspendisse rhoncus magna erat, nec rhoncus leo elementum eget.",
        "imageUrl": "https://images.fuap.com/old/images/avant/avant_120.png"
      },
      "productTypes": [
        "loan"
      ]
    }
  ],
}

400

{
  "error": "Invalid request"
}